Retirement investing approaches of the past don't work today. People are living longer, markets are more volatile, and the future is uncertain. That's why it is more important than ever to make the best possible investments for Retirement. One way to do this is by considering ESG (environmental, social, and governance) factors in investing Retirement funds. ESG investing means investing in companies that are committed to making the world a better place, while also generating a return.
investing in dividend stocks can be a great way to generate steady income for Retirement. Dividend stocks are stocks that pay a regular dividend, which is an income payment made to investors on a quarterly or annual basis. Dividend stocks are generally higher quality companies that have been paying dividends for many years. Some examples of dividend stocks to consider for Retirement investing include Acadia Realty Trust (NYSE:AKR) and Arrow Financial (NASDAQ:AROW).
Another approach to Retirement investing is to focus on reliable income-generating investments. Reliability stemming from resiliency is the key when your investments absolutely have to generate income. If your growth-investing days are behind you, then focus on investments that will pay you a reliable and consistent income stream. These investments could include bonds, REITs, and other income-generating investments.