Investing Options for Everyone

Investing can be intimidating, but there are options for everyone regardless of risk level. Many investors opt for farmland real estate investment trusts (REITs) or commercial investment trusts. This allows someone else to handle the day-to-day management of the land, while investors benefit from the income generated by the property.

Others may opt for more traditional options, such as Investing in stocks. With over a decade of experience writing about the stock market, Karee Venema is an Investing editor and options expert at Kiplinger.com. She says that investors should allocate their portfolio to include a mix of stocks and bonds, depending on their risk tolerance.

More risk-averse people might invest in stock mutual funds or exchange-traded funds (ETFs). Either way, you have options when it comes to Investing. mutual funds are managed by professionals, and ETFs are similar but are traded on exchanges like stocks.

For those looking for a more hands-on approach, there are also options such as futures and options. Futures are agreements to buy or sell an asset at a predetermined time and price. Options are contracts that give the buyer the right, but not the obligation, to buy or sell an asset at a predetermined time and price.

For those just starting out, a good option might be a robo-advisor. This is a service that provides automated, algorithm-based portfolio management advice without the use of human financial planners. Robo-advisors can help investors get started with little capital and keep their portfolio diversified.

Ultimately, there are many options for investors, and everyone can find something that works for them. Whether you’re a beginner or an experienced invest, there is something out there for you.