Investopedia's Guide: Investing at Every Age for Financial Success

Share this article

Learn how to invest wisely at every age for financial security.

description: a diverse group of people of different ages and backgrounds discussing investments and financial planning, symbolizing the importance of investing at every age.

Your financial objectives and investment goals relate to you and your family alone. The steps you should take to ensure a safe and happy financial future will vary depending on your age and life stage.
Investopedia's updated special edition print Retirement Guide explores where to retire, wealth-building strategies for every age, and tips for maximizing your investments.
Learn what people in various age groups have saved for retirement and how it stacks up to what the experts recommend. Gain insights into how to bridge the gap and optimize your retirement savings.

Retirement: 70s and 80s. Sample Asset Allocation: You're likely retired by now—or will be very soon—so it's time to shift your focus from growth to income. Discover how to allocate your assets to generate a steady stream of income during retirement.

Find out more about the disputed long-standing rule of thumb that says your stock allocation should equal 100 minus your age. Understand the pros and cons of this strategy and determine if it aligns with your investment goals.

Not knowing how much to save for retirement and by what age can create shortfalls in your nest egg, but there are a few simple formulas that can help. Learn about these formulas and use them as a starting point for your retirement savings plan.

There are many reasons why teens and those who may have not yet reached the age of legal adult adulthood should invest. Discover the benefits of starting early and learn about investment options suitable for young investors.

Asset allocation is how investors divide their portfolios among different assets that might include equities, fixed-income assets, and cash. Understand the importance of asset allocation and learn how to create a well-balanced investment portfolio.

If you plan to retire within the next 10 years, you still have time to boost your 401(k) contributions and make other moves to increase your savings. Explore strategies to maximize your retirement savings in the final stretch before retirement.

Learn how to invest in your 20s for long-term growth and wealth accumulation. Understand the power of compounding and explore investment options suitable for young adults.

Investing in your 30s? Discover strategies to balance saving for retirement with other financial goals such as buying a home or starting a family. Learn about investment vehicles that can help you achieve your financial objectives.

Are you in your 40s? It's not too late to catch up on retirement savings. Explore investment strategies to accelerate your savings and make the most of your earning potential.

Investing in your 50s? Learn how to adjust your investment approach as retirement draws closer. Explore strategies to preserve and grow your wealth while managing risks.

Retirement planning in your 60s? Understand the key considerations and investment options available to ensure a comfortable retirement. Learn how to navigate the transition from saving to spending.