Capital One Investment Banking: Breaking News and Research

Capital One is a global investment banking firm that provides services in various areas, including financial inclusion, corporate finance, and trading. In January 2021, Capital One eliminated 1,100 technology roles and announced a cut in banking of 1,600 employees from Morgan Stanley, 3,200 from Goldman Sachs, and an undisclosed number from BNY Mellon and Capital One. Capital One also works with KeyBanc Capital Markets, QED Investors, Westpac, JPMorgan Chase, and other banks.

In addition to its banking services, Capital One also offers a range of savings, investments, and loans. Capital One offers a 5% Annual Percentage Yield (APY) on its savings account, with no minimum deposit and an 11-month term. Its Marcus by Goldman Sachs account offers a 4.5% APY with a $500 minimum deposit and a one-year term. CIT Bank’s APY is even higher, at 4.5%, with a $100 minimum deposit and a one-year term.

Capital One’s financial inclusion services include products designed to help people access banking services, including the Capital One Lending Platform, which provides consumer loans to low- and middle-income individuals and small businesses. At Capital One, the bank’s financial inclusion team is responsible for providing banking services to those who may not have access to them.

Capital One also works with QED Investors to make investments in Africa. In 2022, QED Investors made its first investment into Africa with Capital One. The unsecured term loan’s banking group included KeyBanc Capital Markets, as well as Capital One, National Association as Documentation Agent.

In addition, Capital One is a partner in the five-year Westpac banking platform, which includes JPMorgan Chase and other banks. The platform provides access to a range of services, including payments, digital banking, and more. Other banks such as JPMorgan Chase and Capital One Financial have also participated in the platform.

Capital One is also one of the most improved underlying trading momentum pictures out of the banking sector. For whatever reason, investment capital appears to be finding the banking sector attractive.

Finally, Capital One was one of the advisors to French automaker PSA in January 2021. This follows other investments made by the Milan-based investment bank Mediobanca in the last decade.